HOME BUYING A HOME SELLING A HOME E-MAIL
What are some tips every home buyer should know to get started?
Don't you think it's about time
you bought a home instead of renting, then all you need to do is
a little homework before you start looking. This will increase
your odds of finding the best buy and best home for you.
Here are some things you will want to do:
Dig up your down payment
Know where your down payment cash will come from. If it's coming
from stocks, go ahead and sell them. If Aunt Jessie is loaning
the money, get it in hand so you are ready to go. Unless you
think you'll qualify for 100% financing.
Determine how much house you can afford
It's tough to home shop if you don't know what you can afford.
Together with a reputable lender, we can help you determine how
much home you can afford and which loan program will maximize
your buying power. Also, by getting pre-approved for a loan
before you start looking for your first home, you'll be a better
prospect in the seller's eyes.
Separate needs from wants
What are your priorities for your next home? How important are
public transportation, community facilities, on-street parking,
lot size, privacy? How many bedrooms and baths will you need?
Will you need a space for a home office? How important are
quality neighborhood schools?
Investigate neighborhood prices
What neighborhoods feature homes in your price range? Are there
areas you may have overlooked? With the help of a trusted real
estate agent, you may discover neighborhoods and home types you
may not have considered. We'll introduce you to a wide range of
possibilities and help you find the home that best suits your
needs.
Take your time
Don't jump at the first home you see. Let us introduce you to
different areas and home types to see what suits your needs the
best. Having more than one option will put you in a better
position for purchasing.
Do your homework
Once you've found the home you want, ask us to run a competitive
market analysis of other homes that have recently sold, so
you'll be able to make a sensible offer to purchase. Find out
what position the seller is in and how eager they are to sale.
There are many ways I can receive this information.
Enjoy!